Jharkhand Rajya Gramin Bank (JRGB) is a regional rural bank established on 1st April 2019, after the merger of Jharkhand Gramin Bank and Vananchal Gramin Bank. Sponsored by Bank of India, JRGB is headquartered in Ranchi, Jharkhand, and serves multiple districts across the state. This bank is committed to providing its customers with accessible and efficient banking services. To facilitate easy access to account information, JRGB offers several methods for customers to check their account balances, including missed call banking, SMS alerts, and mobile banking applications.
JRGB Missed Call Banking
JRGB provides a convenient missed call banking service that allows customers to check their account balance instantly. By giving a missed call to the designated number, customers receive an SMS with their account balance details. This service is especially useful for those who may not have access to the internet or prefer a quick and straightforward method to stay updated on their account status.
JRGB SMS Banking
In addition to missed call banking, JRGB offers SMS banking services. Customers can send specific keywords via SMS to a designated number to receive information about their account balance, recent transactions, and other banking services. This service ensures that customers can manage their accounts effectively, even without internet access.
JRGB Mobile Banking Application
For customers who prefer digital solutions, JRGB offers a mobile banking application that provides a comprehensive suite of services. Through the app, customers can:
- Check Account Balance: View real-time account balances.
- Mini Statement: Access the last few transactions to monitor account activity.
- Fund Transfers: Transfer funds between JRGB accounts or to other banks using NEFT, IMPS, or UPI.
- Cheque Services: Request cheque books, stop cheque payments, and inquire about cheque status.
- Card Management: Manage debit card settings, including blocking lost cards and setting transaction limits.
The mobile banking application is available for download on both Android and iOS platforms, ensuring that customers can manage their finances conveniently from their smartphones.
JRGB Internet Banking
JRGB’s internet banking platform offers a secure and user-friendly interface for customers to access their accounts online. With internet banking, customers can:
- View Account Statements: Access detailed account statements for various periods.
- Transfer Funds: Initiate fund transfers to own accounts, third-party JRGB accounts, or other bank accounts.
- Bill Payments: Pay utility bills, recharge mobile phones, and manage other payments seamlessly.
- Service Requests: Submit requests for services like demand drafts, cheque book issuance, and more.
To register for internet banking, customers can visit the official JRGB website https://inb.jrgb.in/JRGBOnline/ and follow the registration process.
JRGB ATM Services
JRGB issues RuPay Debit Cards to its customers, which can be used for cash withdrawals and balance inquiries at ATMs. As per the Reserve Bank of India’s “Free ATM access policy” effective from April 1, 2009, customers are allowed a maximum of five free transactions per month at other banks’ ATMs. Beyond this limit, a fee of up to ₹21 per transaction may be charged. To check account balances using an ATM:
- Insert your JRGB RuPay Debit Card into the ATM.
- Enter your Personal Identification Number (PIN).
- Select the ‘Balance Inquiry’ option to view your current account balance.
This method provides a quick and convenient way to access account information without the need for internet connectivity.
Contact Information
For any assistance or inquiries regarding balance check services or other banking facilities, customers can reach out to JRGB through the following channels:
- Phone: +91-8754965423
- Head Office: Zila Parishad Market Complex, 3rd Floor, Kutchery Rd, Ranchi, Jharkhand 834001
These contact options ensure that customers can easily access support and information as needed.
