Bank of Baroda (BoB), one of India’s leading public sector banks, offers a range of convenient services for customers to access their account information effortlessly. Among these, the Missed Call and SMS Banking services stand out for their simplicity and efficiency. These services allow customers to check their account balance, obtain mini statements, and perform other essential banking functions without the need to visit a branch or use internet banking.
BOB Missed Call Service To Check Balance
BoB’s Missed Call Service is designed for customers who have registered their mobile numbers with the bank. By giving a missed call from the registered mobile number to the designated number, customers can receive their account balance details via SMS.
- Account Balance Inquiry: To check the account balance, customers can give a missed call to 8468001111. The call will automatically disconnect after one ring, and an SMS containing the last four digits of the account number and the current balance will be sent to the registered mobile number.
- Mini Statement: For a mini statement, which includes details of recent transactions, customers can give a missed call to 8468001122. Similar to the balance inquiry, the call will disconnect after one ring, and an SMS with the mini statement will be sent.
Key Features of Missed Call Service:
- Free of Cost: This service is provided free of charge to all BoB customers.
- 24×7 Availability: Customers can access this service at any time, ensuring round-the-clock account information.
- Eligibility: Applicable for Savings Bank (SB), Current Account (CA), Overdraft (OD), and Cash Credit (CC) accounts.
- Usage Limit: Customers can use the balance inquiry service up to three times a day.
Requirements:
- The mobile number must be registered with the bank.
- The service is available only for resident accounts with domestic mobile numbers.
Cautions:
- In case of loss, theft, or change of the registered mobile number, customers should immediately contact their base branch to update their information.
Bank of Baroda SMS Banking Number
BoB’s SMS Banking service offers a straightforward way to access various banking services by sending specific keywords via SMS from the registered mobile number to 8422009988.
Available Services:
- Balance Enquiry: Send BAL <Last 4 digits of account number> to 8422009988.
- Mini Statement: Send MINI <Last 4 digits of account number> to 8422009988.
- Cheque Status: Send CHEQ <Last 4 digits of account number> <Cheque No.> to 8422009988.
- Registration of Preferred Account Number: If multiple accounts are linked to the same mobile number, register a preferred account by sending REG <Last 4 digits of account number> to 8422009988.
- Unsubscribing SMS Alert Facility: Send DEACT <Last 4 digits of account number> to 8422009988.
- Subscribing SMS Alert Facility: Send ACT <Last 4 digits of account number> to 8422009988.
- Enrollment for Pradhan Mantri Suraksha Bima Yojana (PMSBY): Send PMSBY <Nominee name> Y to 8422009988.
- Enrollment for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): Send PMJJBY <Nominee name> Y to 8422009988.
- Linking Aadhaar with Bank Account: Send UID <12-digit Aadhaar Number> <Last 4 digits of account number> to 8422009988.
- Receive Transactional SMS Alerts in Preferred Language: Send LANG <Language Code> to 8422009988. Language codes include HIN for Hindi, ASM for Assamese, BEN for Bengali, GUJ for Gujarati, KAN for Kannada, MAL for Malayalam, MAR for Marathi, ORI for Oriya, PAN for Punjabi, TAM for Tamil, TEL for Telugu, and URD for Urdu.
Key Features of SMS Banking:
- Instant Banking: Provides immediate responses to queries.
- SMS Alerts: Keeps customers informed about their account activities.
- 24×7 Service: Available at all times for customer convenience.
Requirements:
- Customers must have their mobile number registered with the bank’s Core Banking System (CBS).
- No separate registration is required for SMS Banking if the mobile number is already registered.
Charges:
- Standard SMS charges may apply as per the customer’s mobile tariff plan.
Cautions:
- In case of loss, theft, or change of the registered mobile number, customers should promptly contact their base branch to update their information.
By utilizing these services, Bank of Baroda customers can manage their banking needs efficiently and securely, ensuring they have timely access to their account information without the need for physical branch visits.
