Indian Bank, established in 1907, is one of India’s premier public sector banks, headquartered in Chennai, Tamil Nadu. Renowned for its legacy and trust, the bank offers a comprehensive range of financial services, including savings and current accounts, fixed deposits, loans for retail, agriculture, MSMEs, and corporate customers, as well as wealth management and digital banking solutions. In 2020, Indian Bank merged with Allahabad Bank, significantly expanding its network and reach. With a strong commitment to financial inclusion, it supports self-help groups, rural development, and digital literacy. Among these services are balance inquiries via missed calls, SMS banking, and a comprehensive mobile banking application. These facilities are designed to provide quick access to account information, ensuring efficient and secure banking experiences.
Indian Bank Missed Call Banking Service
Indian Bank’s missed call service allows customers to check their account balance effortlessly. To utilize this service, ensure that your mobile number is registered with the bank.
- Balance Inquiry: Dial 96776 33000 from your registered mobile number. The call will disconnect automatically, and you will receive an SMS containing your account balance details.
This service is available 24/7 and is free of charge, providing quick access to your account information without the need for internet connectivity.
Indian Bank SMS Banking Services
Indian Bank offers SMS banking services that enable customers to perform a variety of banking functions through predefined SMS codes. To register for SMS banking, visit your nearest Indian Bank branch and ensure your mobile number is linked to your account. Once registered, you can send specific keywords to the designated number to receive information or perform actions such as:
- Balance Inquiry: Send an SMS with the keyword ‘BAL’ to the designated number to receive your account balance.
- Mini Statement: Send ‘TXN’ to receive details of your recent transactions.
- Cheque Status Inquiry: Send ‘CHQ’ followed by the cheque number to check its status.
This service keeps you informed about your account activities in real-time, enhancing security and enabling efficient account management.
Indian Bank Mobile Banking Application
For a more comprehensive digital banking experience, Indian Bank offers the IndOASIS mobile banking application. This app provides a wide range of features, including:
- Account Balance Inquiry: View your account balance instantly upon logging in.
- Mini Statement: Access a summary of your recent transactions.
- Fund Transfers: Transfer funds between Indian Bank accounts or to other bank accounts using NEFT, RTGS, IMPS, or UPI.
- Bill Payments: Pay utility bills, recharge mobile phones, and manage other payments directly through the app.
- Cheque Services: Request a cheque book or inquire about the status of issued cheques.
- Card Management: Manage your debit or credit cards, including blocking lost cards and setting transaction limits.
To get started with the IndOASIS app:
- Download the App: Visit the Google Play Store or Apple App Store and search for ‘IndOASIS’.
- Install and Register: After installation, open the app and follow the on-screen instructions to register your account.
- Activate Your Account: Activate the mobile banking service using your Debit Card, Internet Banking credentials, or by visiting your nearest branch.
Once set up, you can enjoy a seamless and secure mobile banking experience.
Security Tips
While these digital services offer convenience, it’s crucial to prioritize security:
- Protect Personal Information: Never share your account details, passwords, PINs, or OTPs with anyone.
- Beware of Phishing Attempts: Indian Bank will never ask for confidential information via email, phone, or SMS. Report any suspicious communications to the bank immediately.
- Regular Monitoring: Regularly check your account statements and transaction alerts to identify any unauthorized activities promptly.
By utilizing Indian Bank’s missed call banking, SMS banking, and mobile banking application, you can manage your finances conveniently and securely. These services are designed to provide flexibility and ease of access, ensuring a seamless banking experience.
