Saptagiri Grameena Bank (SGB), established in 2006, is a regional rural bank headquartered in Chittoor, Andhra Pradesh. Sponsored by the Indian Bank, SGB operates in the districts of Chittoor and Krishna, providing essential banking services to rural, semi-urban, and urban populations. The bank offers a wide range of products and services to facilitate easy access to account information, SGB offers several methods for customers to check their account balances, including missed call banking, SMS banking, mobile banking, and internet banking.
SGB Missed Call Banking
SGB’s missed call banking service allows customers to obtain their account balance by simply giving a missed call from their registered mobile number. To use this service, ensure that your mobile number is registered with the bank. Then, dial 95400 11233 from your registered mobile number. The call will be disconnected after two rings, and you will receive an SMS with your account balance in Telugu. This facility is available 24/7, and there are no restrictions on the number of enquiries you can make in a day or month. It covers balances for Savings Bank (SB), Current Account (CA), Overdraft (OD), and Cash Credit (CC) accounts.
SGB SMS Banking
For customers who prefer SMS banking, SGB offers a range of services through predefined SMS keywords sent to 95400 11233. Before using this service, ensure that your mobile number is registered with the bank. The following SMS services are available:
- Savings Account Balance: Send
STMT
to 95400 11233 to receive the latest five transactions. - Current Account Balance: Send
CABAL
to 95400 11233 to receive your current account balance. - Current Account Mini Statement: Send
CAST
to 95400 11233 to receive the latest five transactions. - Overdraft/Cash Credit Account Balance: Send
ODBAL
to 95400 11233 to receive your OD/CC account balance. - Overdraft/Cash Credit Mini Statement: Send
MINI
to 95400 11233 to receive the latest five transactions.
This SMS facility is available 24/7 and is free of cost for customers registered for SMS alerts. To register, please visit your home branch.
SGB Mobile Banking
SGB’s official mobile banking application, ‘SAGB DigiMitra’, provides banking services at your fingertips. With this app, you can perform balance enquiries, view account statements, transfer funds, and more. To use the mobile banking service, you need to meet the following eligibility criteria:
- Personal individual customers with a single mode of operation.
- Staff accounts with a single mode of operation.
- Customer Information File (CIF) and account must be in active/open status.
- CIF should be Know Your Customer (KYC) compliant.
- A debit card for your savings account is required. If you do not have one, apply for it through your home branch.
How to Activate Mobile Banking:
- Contact your home branch and submit the application form to enable mobile banking.
- Download the ‘SAGB DigiMitra’ app from the provided link.
- Activate mobile banking using your debit card details.
The mobile banking service is available 24/7 and is free of charge.
SGB Internet Banking
SGB’s internet banking service allows you to perform banking transactions from anywhere. Services include balance enquiry, account statements, funds transfer, and more. To be eligible for internet banking, you must meet the following criteria:
- Personal individual customers with a single mode of operation.
- Staff accounts with a single mode of operation.
- CIF and account must be in active/open status.
- CIF should be KYC compliant.
- A debit card for your savings account is required. If you do not have one, apply for it through your home branch.
How to Activate SGB Internet Banking:
- Contact your home branch and submit the application form to enable internet banking.
- Register yourself as a new customer in internet banking using your CIF details, debit card details, and OTPs sent to your registered mobile number.
Internet banking services are available 24/7 and are free of charge.
SGB SMS Alerts
By registering your mobile number with SGB, you can receive SMS alerts for all your financial transactions, including POS, ATM, NEFT/RTGS transactions, deposit maturity alerts, and loan due alerts. The service is available for a nominal fee of Rs. 25 plus GST per annum. To register, please visit your home branch.
In conclusion, Saptagiri Grameena Bank offers multiple convenient methods for customers to check their account balances and manage their finances efficiently. By utilizing these services, you can stay informed about your account activities anytime, anywhere.